ROSNO'S AWARDS

	In 2009, at the Annual Top Managers Forum «Future of Russian Insurance Market», ROSNO won the nominations «Unfailing Reliability and Transparency» and «Leader in Travellers' Insurance».
	In 2009, ROSNO won the Second Annual Public Award «Russian Financial Pearl -2008» (Best retail financial services). IC ROSNO has won the nomination «Most Extensive Range of Insurance Services». This award represents a contest whereby the competent jury and the readers of the Family Budget magazine determine which companies are most worthy of recognition for their retail customer service. This is not the first year that ROSNO has won this award. Last year, the company was awarded in the nomination «For the most incredible insured accident reimbursed by the insurer». This nomination was won due to the support provided by the company to the newly-born Russian citizen Sergey Korsakov. In September 2007, the company assumed all costs of medical services provided to this prematurely born baby in a Turkish clinic.
	The ROSNO brand has been named the Russians' Favourite Brand in the Insurance category. The survey has been performed by the company «Online Market Intelligence» (OMI) and the business weekly «Kompaniya».
	ROSNO has won two nominations of the premium «Golden Salamander». The premium jury has named the company «Informational openness 2008» and awarded it for the «Insurance Innovation of the Year» in the nomination «New Insurance Product — 2008».
	IC «ROSNO» was honoured with a title of an IT leader in insurance for its outstanding contribution to the development of information technologies in Russia.
	IC «ROSNO» — has won the nomination «Best Reinsurer 2007». The awarding ceremony was held at the XII Annual Russian Reinsurance Conference.
	ROSNO — is the holder of the National Award «Company of the Year 2007» in the nomination «Insurance»
	In 2007, IC ROSNO received an annual public award «Best Retail Financial Services» / «Most Incredible Insured Accident Reimbursed by Insurer». This award represents a contest where a competent jury and readers of the Family Budget Magazine decide what companies deserve most recognition for their work with retail customers. In this particular case, the company has been awarded for its support of the newborn Russian baby Sergey Korsakov. (ROSNO paid the costs of treatment of the prematurely born baby in the Turkish clinic.)
	ROSNO — is a winner in the nomination Insurance Company of the Year awarded at the annual contest held by the magazine «Kompaniya».
	The jury of the Golden Salamander Prize has awarded victory in five nominations to the companies of ROSNO Group. OJSC IC ROSNO received an award «Insurance Service Quality of the Year 2006» and was named Most Informational openness of the Year. CJSC Medexpress (St. Petersburg) was named Medical Insurer of the Year 2006 and was the best in Insurance Reserves Management nomination. Allianz ROSNO Life was named by the jury Insurance Company — Discovery of the Year.
	ROSNO — was the first Russian company to achieve conformity of its major business processes to the international data security standards. To this end, the company has established a data security control system, and has certified it for ISO/IEC 27001:2005.
	ROSNO — is the winner in three nominations: «Russian Client’s Choice», «The Insurance Manager of the Year», «The Management Project of the Year» in the field of service quality of the Russian Public Prize «Golden Salamander».
	ROSNO — is the winner of the annual prize of «Finances» magazine in the nomination «For Promotion of European Standards in Russian Insurance».
	ROSNO — is the winner of the annual rating «People`s Brand» in the category «Insurance company» (with the right to use it in 2005-2006)
	ROSNO — is the holder of the National Award «Company of the Year 2005» in the nomination «Insurance»
	ROSNO — is the golden prize winner «BRAND OF THE YEAR/EFFIE — 2005» in the nomination «Insurance»
	ROSNO — is the winner in the nomination «Transparent Insurance Company», a diploma of the Russian Insurers Union
	ROSNO — is the winner of the annual rating «People’s Brand» in the category «Insurance company» (with the right to use it in 2004-2005)
	ROSNO — is the winner of the «Trusted Brand» survey in the category «Insurance Company» (the survey is carried out by «Reader’s Digest»).
	ROSNO — is the winner in the nomination «Russian Client’s Choice» in the field of insurance of the Russian Public Prize «Golden Salamander».
	L. Melamed — is the winner in the nomination «The Insurance Company Manager» of the Russian Public Prize in the field of insurance «Golden Salamander»
	ROSNO — is the winner in the nomination «Transparent Insurance Company» of the Russian Public Prize in the field of insurance «Golden Salamander»
	ROSNO — is the winner in the nomination «Unique Bancassurance Technologies» of the «Bank Review» rating
	ROSNO — «Company of the Year 2004» according to the annual program «Person of the Century» of the Economic Strategies Institute and «Economic Strategies» magazine — for strategic innovations
	ROSNO — is a holder of the national «Vocation» award To the Best Russian Medical Officers «For Invaluable Contribution and Support of Russian Medicine» 2004.
	ROSNO — is a holder of the highest A++ «High Level of Reliability With Positive Perspectives» national insurance companies rating in Russia, according to the «Expert RA» rating agency
	ROSNO — is a holder of the «Professional Activity Code» certificate of the Russian Insurers Union in 2004.